For licensed loan officers & branch managers
Keep 100% of the revenue. Recruit no one.
NEXA Unlimited pays you 100% on every loan across nine wholesale providers — including UWM and PennyMac, two of the top three lenders in the country by total production volume — with no downline, no team to build, and no one to recruit. Ever.
100% of the revenue. Zero recruiting.
Most 100% commission models come with a catch — you have to build a team, recruit a downline, or absorb per-file fees. NEXA Unlimited works differently.
No recruiting required
You never have to bring a single person with you to earn 100%. Your income is not tied to a downline.
No per-file fees
No hidden charges quietly eating into your split. The 100% is 100%.
Nine providers, one standard
The same 100% payout applies across every NEXA Unlimited provider — not just the easy volume.
Top-tier lending power
UWM and PennyMac sit among the top three lenders in the country by total production volume.
The nine NEXA Unlimited providers
96%+ of NEXA loansNEXA gives you access to 321 lenders — but more than 96% of NEXA's loans run through these nine, where you keep 100% of the revenue with no recruit requirement.
- UWM
- PennyMac
- Longbridge
- Evolend
- Finance of America
- Deephaven
- eLend
- EPM
- TLS
UWM and PennyMac rank among the top three lenders in the country by total production volume. Between all nine providers, you keep 100% across conventional, government, jumbo, non-QM, and reverse — so the payout is not limited to the straightforward loans.
See all three tiers & 321 lendersAmong the lowest rates. The highest comp.
That combination is why some of the biggest teams, branches, and mortgage companies in the industry are moving to NEXA. They cannot beat our rates or our comp — and we are stronger together than as a smaller few.
Daily payroll
Paid as loans fund — not on someone else's bi-monthly cycle. W-2 and 1099 options available.
Real LO support
Dedicated coaches for scenarios, structuring, pricing, and tech — available throughout the day.
Technology from day one
CRM, training, marketing, and operational support in place immediately, so you launch with capacity.
Transparent terms
No quotas. No gimmicks. Clear answers to your questions before you make a move.
The first ever servicing income for loan officers
Earn recurring monthly servicing income on the loans you close — building a true book of business that pays you for years, the same way insurance agents have been compensated for decades. Average 10 closings a month and in 4 years you can build $160,000+ in annual recurring servicing income.
For branch founders and team leaders
You have already built the team and the book. The question is not whether you can produce — it is what the platform lets you keep. NEXA Unlimited pays 100% on every loan without requiring you to recruit, so your branch economics are not tied to a downline. That is why the biggest teams and branches in the industry are making the move.
Research Stage
Still comparing? Start here.
The late-stage shopper's resource hub. Objective comparisons to help you decide whether the broker model — and NEXA specifically — is the right move for your career.
NEXA vs Retail
Comp, product access, and margin compared side by side against a traditional retail lender.
Broker vs Retail
The structural difference between originating as a broker versus a retail loan officer.
Why Loan Officers Leave Retail
The five reasons top producers migrate from retail to the broker model every year.
Compensation Guide
How 100% commission with no per-file fees actually works — with real income math.
Frequently asked questions
No. That is the core of NEXA Unlimited. You keep 100% of the revenue without bringing a team with you or building a downline.
Ready to keep what you earn?
Schedule a 30 minute Why NEXA call. Limited consult spots each week.
Not ready to book privately? Attend the live weekly Why NEXA call — no commitment.
This page is for the recruitment of licensed mortgage professionals and is not an advertisement for consumer credit, nor an offer of employment or a commitment to any specific compensation. Lender rankings reflect total production volume across all channels per publicly available industry data. Compensation figures, statistics, and program details are illustrative, subject to qualification, and subject to change — verify all current terms directly with NEXA Mortgage, LLC. Equal Housing Opportunity.