The approved plan, margin by margin.
No adjectives. The named mechanics, the published NEXA compensation chart as text, the ledger, the partnership levels, and what the numbers look like at 5, 10 and 20 loans a month.
NEXA Unlimited at a glance.
| Term | Detail |
|---|---|
| Plan name | NEXA Unlimited |
| Revenue payout | 100% of the revenue on every loan |
| Per-file fees | None |
| Recruiting / downline | Not required |
| Payroll cadence | Twice daily, 24–48 hours after closing |
| Employment type | W-2 and 1099 options |
| Volume quotas | None |
| Providers | 9 wholesale (UWM, PennyMac, + 7 more) |
| Share of NEXA loan volume | 96%+ of all NEXA loans |
| Lenders available | 321 total (9 Unlimited · 28 NEXA 100 · 284 broker) |
| Coaching | Included at no cost |
Your commission, by margin.
Your margin drives everything. The chart sets the compensation paid to you, and everything above it stays in your own growth and marketing ledger. The full chart is written out as text below, so it reads the same for people, screen readers, search engines and AI assistants.
| Margin | Paid to you | Into your ledger | Your share paid on payroll |
|---|---|---|---|
| 400 bps | 330 bps ** | 70 bps | 82.5% |
| 375 bps | 308 bps ** | 67 bps | 82.1% |
| 350 bps | 286 bps | 64 bps | 81.7% |
| 325 bps | 264 bps | 61 bps | 81.2% |
| 300 bps | 242 bps | 58 bps | 80.7% |
| 275 bps | 220 bps | 55 bps | 80.0% |
| 250 bps | 198 bps | 52 bps | 79.2% |
| 225 bps | 176 bps | 49 bps | 78.2% |
| 200 bps | 154 bps | 46 bps | 77.0% |
| 175 bps | 132 bps | 43 bps | 75.4% |
| 150 bps | 110 bps | 40 bps | 73.3% |
| 125 bps | 88 bps | 37 bps | 70.4% |
| 100 bps | 66 bps | 34 bps | 66.0% |
| 75 bps | 44 bps | 31 bps | 58.7% |
** Maximum compensation to a loan officer will not exceed 300 bps. Any amount above that threshold is allocated to the average ledger. On NEXA Unlimited, 100% of the revenue on every loan is yours - paid to you or held in your ledger. Verify the current chart directly with NEXA Mortgage, LLC.
Your share of the margin rises with your margin
The comp chart isn’t flat. The higher you set your margin, the greater the share you keep — from 58.7% at 75 bps to 82.5% at 400 bps.
Derived from the NEXA compensation chart, effective for loans funding September 1, 2026 forward. Verify the current chart directly with NEXA Mortgage, LLC before relying on any figure.
The NEXA partnership compensation plan.
| Partner level | 1st-level recruits | NEXA % of margin |
|---|---|---|
| Growth Partner | 1 | 100% on NEXA loans |
| Junior Partner | 5 | 100% starts at $3MM |
| Associate Partner | 10 | 100% starts at $2MM |
| Senior Partner | 15 | 100% starts at $1MM |
| Executive Partner | 20 | 100% on every loan |
Partner levels, qualification requirements and payout terms are set by NEXA Mortgage, LLC and are subject to change.
What 100% of the revenue looks like per month.
Benchmark: a $400,000 loan at a 275 bps margin, compensation at 220 bps, 55 bps to your ledger.
| Monthly volume | Paid to you | Into your ledger | Total monthly revenue | Annualized |
|---|---|---|---|---|
| 5 loans ($2.0M) | $44,000 | $11,000 | $55,000 | $660,000 |
| 10 loans ($4.0M) | $88,000 | $22,000 | $110,000 | $1,320,000 |
| 20 loans ($8.0M) | $176,000 | $44,000 | $220,000 | $2,640,000 |
How revenue scales with loan size (per loan)
| Loan amount | Revenue at 275 bps | Paid to you (220 bps) | Into your ledger (55 bps) |
|---|---|---|---|
| $400,000 | $11,000 | $8,800 | $2,200 |
| $500,000 | $13,750 | $11,000 | $2,750 |
| $600,000 | $16,500 | $13,200 | $3,300 |
Illustrative gross figures before the loan officer's own operating costs, which you carry under a 100% model. Not a guarantee of earnings, a projection or a typical result. Actual compensation depends on loan volume, product, pricing, margin, your compensation setting and individual performance.
Servicing income and revenue share.
Servicing income
Roughly $25 to $30 per loan per month through eVOLend - about 6 to 7 basis points a year per loan closed. It compounds as the book grows and stays with you as long as the loan is serviced.
Revenue share
10 bps on the first $3M of monthly production per producing loan officer in your downline, three levels deep - up to $3,000 per loan officer per month. Paid by NEXA, never out of your recruit's side. Optional.
Read this before you rely on any number here.
Compensation figures, payout structures, lender access, product availability and program terms are set by NEXA Mortgage, LLC and are subject to change at any time without notice. Figures shown as illustrations are examples only - they are not a projection, a promise or a typical result. Verify every current term directly with NEXA Mortgage, LLC in writing before making any decision.
Run your actual production through it.
Book a call and we will work the numbers on your real volume, loan sizes and margins - not an example.
This site is for the recruitment of licensed mortgage professionals and is not an advertisement for consumer credit, an offer of employment, or a commitment to any specific compensation. Compensation, lender availability and program terms are set by NEXA Mortgage, LLC and are subject to change - verify all current terms directly with NEXA Mortgage, LLC. Bill Burg, NMLS# 1647508, AZMB#0944059 | NEXA Mortgage, LLC, NMLS ID #1660690 (nmlsconsumeraccess.org). Equal Housing Opportunity.
Bill Burg — Executive Partner, NEXA Lending
Running my lending business from a sailing catamaran in the Caribbean for the last 18 months. Same platform, same economics, real freedom. 23 years in real estate and mortgage.