A Second Income Stream
Build income beyond your own production
NEXA Unlimited pays you 100% on your own loans. It also pays a 10 bps revenue share on the funded production of the loan officers you bring on — three levels deep, up to $3,000 per producing LO per month.
The structure, at a glance
Three levels branch out from you. Each pays 10 bps — up to $3,000 per producing loan officer per month — and is funded by NEXA, never out of your recruit’s commission.
Level 1
10 bps on every producing loan officer you personally recruit.
Gate: No requirement — starts with your first recruit
Level 2
Also 10 bps on the producers your recruits bring in.
Gate: 5 producing own recruits
Level 3
Also 10 bps on the third level of your downline.
Gate: 10 producing own recruits
Qualifying producers must be loan officers you personally recruited. Program structure, qualification requirements, and payout terms are set by NEXA Mortgage, LLC and are subject to change.
The building block: $3,000 per loan officer, per month
You earn 10 bps on the first $3,000,000 of monthly production from each producing loan officer in your downline. That is the maximum — $3,000 per LO, per month, every month they produce.
Paid by NEXA, not by your recruit. The override comes from NEXA's side of the split — your recruit's 100% is untouched.
The revenue share is paid by NEXA, not by your recruit
Your recruits keep 100%
The override comes out of NEXA's side of the split — never out of their commission.
No buy-in. No inventory. No product to purchase.
You are not required to recruit anyone to earn your own commission. Your 100% is yours regardless.
Originating is still the primary business
Revenue share is a second income stream, not a replacement for production. Producers earn it alongside their loans.
Regulated mortgage industry
This operates under NMLS oversight, not as an unregulated business opportunity.
Revenue share is not an MLM
The difference matters and is worth stating plainly. Here is how NEXA revenue share compares to a multi-level marketing structure.
Each level unlocks as you build
Level 1 is open from day one. Levels 2 and 3 open as your own recruits start producing.
Level 1
You earn 10 bps on every producing loan officer you personally recruit.
Requirement: none — starts with your first recruit
Level 2
You also earn 10 bps on the producers your recruits bring in.
Unlocks at: 5 producing own recruits
Level 3
You also earn 10 bps on the third level of your downline.
Unlocks at: 10 producing own recruits
Qualifying producers must be loan officers you personally recruited. Program structure, qualification requirements, and payout terms are set by NEXA Mortgage, LLC and are subject to change.
What each level opening looks like
Every producing LO in your downline pays the same $3,000 a month at cap — whichever level they sit on. So as each level opens, your income compounds on the same foundation.
Stage 1
Level 1 open
You are building to your first 5 producing recruits.
Stage 2
Levels 1 + 2 open
5 producing own recruits unlocks Level 2 income.
Stage 3
Levels 1 + 2 + 3 open
10 producing own recruits unlocks the full three-level structure.
Illustrative scenarios built on 10 producing loan officers per level, each producing at the $3M monthly cap. Not projections, promises, or typical results.
Three ways to $500,000 a year
At $3,000 per capped loan officer per month, $500,000 a year is about 14 producing loan officers in your downline. Here are three different ways to build that.
Same income, three different builds. Way 2 reaches the target with the fewest personal recruits, because your recruits' own recruits count toward your Level 2 income once Level 2 is open.
What it looks like at scale
Because each producing loan officer pays up to $3,000 a month, the structure scales predictably.
Illustrative only. Assumes every producer reaches the $3M monthly production cap. Actual results depend entirely on the production of the loan officers you personally recruit. This is not a projection, promise, or guarantee of income.
Run your own numbers
Set how many producing loan officers you have in your downline and their average monthly production. The override caps at $3,000 per LO per month — your real number grows as levels unlock.
Reach 5 producing recruits to unlock Level 2 override — and Level 3 opens at 10 producing recruits.
Your recruits still keep 100% of their commission. This override is paid by NEXA, not by them.
Add this to your own loan production — it is a second stream, not a replacement for originating.
Illustrative projection at 10 bps, capped at $3,000 per producing LO per month on the first $3M of monthly production. Actual revenue share depends on recruited LO production, level qualification, payout caps, and program terms — all set by NEXA Mortgage, LLC and subject to change. Verify current terms directly before making a decision.
Add a second income stream to your production
Schedule a confidential 30 minute Why NEXA call. We'll walk through the revenue share structure and what your downline could earn.
100% confidential. Your current employer will never be contacted.
Bill Burg — Executive Partner, NEXA Lending
Running my lending business from a sailing catamaran in the Caribbean for the last 18 months. Same platform, same economics, real freedom. 23 years in real estate and mortgage.
This page is for the recruitment of licensed mortgage professionals and is not an advertisement for consumer credit, nor an offer of employment or a commitment to any specific compensation. Revenue share figures are illustrative and are not projections, promises, or guarantees of earnings; actual income depends entirely on the production of loan officers you personally recruit and on program terms set by NEXA Mortgage, LLC, which are subject to qualification and change. Earnings claims are not typical and individual results vary. Compensation figures, statistics, and program details should be verified directly with NEXA Mortgage, LLC. Equal Housing Opportunity.